Credit Scores
Information you need to manage your score
Use the credit score information below along with your own personal credit information from TransUnion to take charge of your credit today.
What is a credit score?
Let's start from the very beginning. What is a credit score? What factors influence my credit score? How does my credit score affect me? What is a "good" credit score?
Understanding credit score
Understanding credit scores doesn't require any prerequisite courses, but you'll want to be ready to learn about a few factor codes and number crunching. Learn how your credit report is evaluated and what factors raise your TransUnion, Equifax and Experian credit scores.
Raise my credit score >
Learn how to manage your credit score and improve your creditworthiness.
3 credit scores >
You have three different credit reports and three unique credit scores. Learn why your scores may vary and what you can do to help correct the differences.
Closing credit card accounts
Closing old and unused credit accounts can help you avoid unnecessary fees and guard against identity theft. It can also cause your credit score to drop if you are not careful. Learn the do's and don'ts of closing old credit card accounts.
Credit scoring
What is credit scoring? How is a credit scoring model developed?